Dec. 8, 2025Updated Dec. 16, 2025, 3:38 p.m. ET
- American Dream is an extended car warranty company that offers three main plans and customizable options.
- The company holds high customer ratings on Google and Trustpilot, with many positive reviews.
- Coverage is available for vehicles up to 20 years old or with up to 200,000 miles.
American Dream is an extended car warranty company that offers auto protection plans that cover the cost of repairing damage. As soon as you notice something wrong with your car, you can bring it into one of American Dreams’ 250,000 in-network repair shops and have a claim processed within 48 hours.
With plans ranging from customizable component coverage to bumper-to-bumper coverage, American Dream auto coverage offers a car warranty that can meet your needs.
About American Dream auto coverage
American Dream is an extended car warranty company that offers three tiers of comprehensive plans, as well as customizable plans based on vehicle age and mileage. Some of their costs can be pricy, and to compensate, the company often provides promotional discounts for new customers.
With high customer ratings, many consumers have turned to American Dream for their extended car warranty coverage. American Dream has a 4.7-star rating and nearly 3,000 Google reviews, and more than 2,300 customers have reviewed American Dream on Trustpilot (with a rating of 4.5 stars). These reviews cite positive claims and quote experiences, knowledgeable staff and an efficient claims process.
Alternatives to American Dream auto coverage
American Dream is a reputable car warranty provider that consistently gets positive customer reviews. However, their plan prices can be higher than other providers, and their coverage plans might be more comprehensive than you need. Endurance, Premier Auto Protect and CarEdge offer different plans and other levels of coverage.
American Dream pros and cons
Pros:
- All plans come with towing, car rental and 24/7 roadside assistance
- More than 250,000 repair shops in network
- High customer review ratings
Cons:
- No sample contract listed online
- Warranty plans have more coverage than some drivers need
- Plan costs can be expensive
American Dream auto coverage plans and pricing
American Dream has three plans that cover your most critical — and expensive to repair — car components. But if these plans don’t have the coverage you need, you can talk to a representative and build a custom plan that covers the parts and components most important to you. Each plan comes with the bonus of towing, car rental and 24/7 roadside assistance.
This car warranty company frequently has deals where you can get money off your plan. As of December 2025, American Dream is taking up to $350 off and three free months of warranty coverage if you sign up before the end of the year.
| Plan | Coverage | Average cost |
| Silver | Engine, transmission, drive axle, transfer case, water pump, air conditioning, starter, alternator, power windows, fuel pump, radiator and fuel injector. | $90–$110/month |
| Gold | Everything in Silver plus steering. | $110–$130/month |
| Platinum | Everything in Gold plus suspension, brakes, backup camera/navigation, differential assembly and seals/gaskets. | $130-$150/month |
American Dream restrictions and exclusions
Unlike some car warranty companies. American Dream does not have a sample contract listed online. With that, make sure you read through your contract to understand the terms before you sign up.
Deductibles
Most American Dream Auto plans have a $125 deductible per repair, but your deductible may vary depending on your warranty plan.
Waiting period
American Dream has a typical 30-day and 1,000-mile waiting period, the time you must wait before you’re eligible to make a claim. However, a waiting period of up to 90 days may apply depending on your level of coverage.
Vehicle age and mileage limits
American Dream covers vehicles up to 20 years old and/or 200,000 miles. If your vehicle is older or has more miles, you may be denied coverage.
Other notable exclusions
You can expect the standard list of car warranty exclusions to come with a warranty from American Dream:
- Pre-existing conditions, or any issue with the car that began before your coverage goes into full effect.
- Routine maintenance, such as oil changes, tire rotations or air filter replacements. Keep in mind that you are often required to keep up with routine car maintenance. Failing to do so may result in denied claims.
- Accidental or environmental damage including floods, fire, vandalism, road debris, etc. If it’s covered by your car insurance, you won’t get warranty coverage.
- Wear-and-tear items, like brake pads and hoses.
- Misuse or neglect due to lack of maintenance, of-road use or ignoring warning lights.
- Aftermarket modifications that were not approved by your warranty provider.
American Dream claims process
American Dream has a network of more than 250,000 repair shops with technicians who hold an Automotive Service Excellence (ASE) certification. As soon as you notice an issue with your car, contact American Dream Auto to start the claim process:
- Call American Dream and tell them about the mechanical failure. This step determines if your coverage plan covers the repairs.
- Choose a repair shop in American Dream’s network and take your vehicle in for an estimate.
- Give your policy information to the repair shop.
- The repair shop will diagnose your vehicle and contact American Dream for approval.
- An American Dream Auto representative will review the diagnoses and authorize covered repairs.
- Pay your deductible.
- Your car gets fixed and American Dream will pay the shop directly for covered auto repairs.
How to buy American Dream auto coverage extended car warranty
Like other car warranty providers, you must submit your name, vehicle information and phone number to get your free quote. The quotes are highly customized, so you will have to talk to a customer service representative.
- Go online to American Dream’s website or call 1-800-349-3027 to begin the quote process.
- Submit your name, phone number, email and vehicle make, model and mileage estimate.
- Talk with a customer service representative and give them more details about your vehicle.
- Get your free quote and compare coverage options.
- Choose your car warranty plan and complete sign-up.
Is American Dream right for you?
American Dream extended car warranties are a good choice for drivers with new cars with fewer miles. This warranty provider caps coverage at 200,000 miles and/or 20 years, so if you have an older car, you’ll have to look elsewhere.
If you need customizable car warranty coverage, American Dream can deliver. Each plan is built for the specific vehicle in mind, so you can create a plan that covers the car parts that matter to you.
How we rate American Dream auto coverage
To rate car warranty companies like American Dream Auto Protect, our team built a comprehensive methodology that ranks each company based on 43 individual factors under five categories: Coverage, cost, company transparency, reliability and customer experience.
- 24 car warranty companies ranked
- 43 factors analyzed
- 900+ data points considered
Frequently asked questions
Is the American Dream car warranty good?
Yes, American Dream Auto is a good car warranty company. The company has a 4.5-star rating from Trustpilot and many customers experience friendly staff, clear communication and an easy claims process. Some consumers report issues with claims and allege fraud, but there are no active class action lawsuits.
How much does American Dream Auto Protect cost?
American Dream Auto Protect costs between $90 and $150 per month for an extended car warranty plan. This cost depends on your level of coverage and vehicle.
Who is the owner of American Dream Auto Protect?
Merio Qubrushi is the founder of American Dream Auto Protect.